Raising children is one of life’s most rewarding experiences, but it also brings its share of financial challenges.
To help ease this burden, the Canadian government offers the Canada Child Benefit (CCB), a tax-free monthly payment aimed at assisting eligible parents and guardians with children under 18.
For the 2024–2025 payment period, families can receive up to $7,787 per child under the age of six, which equates to $648.91 per month.
This article will guide you through the essential details of the CCB, including eligibility, application methods, the upcoming April 2025 payment date, and tips on maximizing your benefits.
Canada’s Child Benefit Overview for April 2025
| Aspect | Details |
|---|---|
| Maximum Annual Benefit | $7,787 per child under 6 years |
| Monthly Payment | $648.91 per child under 6 years |
| April 2025 Payment Date | April 17, 2025 |
| Eligibility Criteria | Canadian residency, primary caregiver, and tax filing |
| Application Methods | At birth, CRA My Account, or by mail |
| Additional Supports | Child Disability Benefit, Provincial supplements |
| CRA Website | CRA – Child Benefit Info |
The Canada Child Benefit is more than just a financial aid program; it’s an essential support system for families managing the high costs of raising children.
Whether you are a new parent, share custody, or care for a child with disabilities, understanding how to apply for and manage the CCB ensures you access the full amount you’re entitled to.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a non-taxable monthly payment offered by the Canadian government to support families with children. This financial aid helps ease the economic pressures that come with raising kids.
The amount you receive is determined by your adjusted family net income (AFNI) and the number and age of your children. Generally, the lower your income, the higher the CCB you may qualify for.
Payment Schedule for April 2025
The CCB is typically disbursed on the 20th of each month, or on the nearest business day if it falls on a weekend or holiday. For April 2025, the CCB payment will be deposited on April 17, 2025.
If you are enrolled in direct deposit, the payment will automatically be transferred to your bank account. For recipients receiving payments by mail, additional days may be required for delivery.
Eligibility for the Canada Child Benefit
You might qualify for the Canada Child Benefit if you meet the following conditions:
- You live with a child under 18 years of age.
- You are the primary caregiver, responsible for the majority of the child’s care.
- You are a Canadian resident for tax purposes.
- You (or your spouse/common-law partner) file an annual income tax return, even if you had no income during the year.
If only one parent qualifies, the benefit will be paid to the person who provides the primary care for the child.
How Much Will You Receive?
For the 2024–2025 period, the maximum CCB payments are:
- $7,787 annually for each child under 6 years old
- $6,570 annually for children aged 6–17
These payments break down to:
- $648.91/month for children under 6
- $547.50/month for children aged 6 to 17
Example:
If you have two children—one aged 4 and the other 8—and your family income is below $36,500, you could receive:
- $7,787 for the 4-year-old
- $6,570 for the 8-year-old
This amounts to a total of $14,357 annually or about $1,196 per month.
If your income is higher, the benefit amount gradually decreases as income thresholds are surpassed.
How to Apply for the Canada Child Benefit
1. At Birth Registration
Most provinces allow you to apply for the CCB while registering your child’s birth. This streamlined process sends the child’s details directly to the Canada Revenue Agency (CRA).
2. Online via CRA My Account
To apply online:
- Log into your CRA My Account
- Select “Apply for Child Benefits” under the “Benefits and Credits” section
- Complete the necessary details
3. By Mail
Alternatively, you can apply by completing and submitting Form RC66 (Canada Child Benefits Application) to your local tax center. If applicable, include proof of your child’s birth and immigration status.
Other Related Benefits
Child Disability Benefit (CDB)
If your child has a disability and qualifies for the Disability Tax Credit (DTC), you may be eligible for an extra monthly supplement, in addition to the CCB.
Provincial and Territorial Benefits
In addition to the federal Canada Child Benefit, certain provinces offer their own family support programs, such as:
- Ontario Child Benefit
- Alberta Child and Family Benefit
- B.C. Family Benefit
These provincial programs are often administered alongside the CCB, so there’s no need for separate applications.
Keeping Your Benefits Up to Date
To continue receiving the correct amount of CCB, make sure to:
- File your taxes annually, even if you have no income.
- Update the CRA with any changes to your marital status, number of children, or custody arrangements.
- Notify the CRA if there are changes to your address or direct deposit details.
What About Shared Custody?
In shared custody situations, where a child lives with each parent for 40%–60% of the time, both parents may be entitled to receive 50% of the regular CCB payment.
You must inform the CRA if your shared custody arrangement begins or ends.
The Canada Child Benefit is an essential program designed to ease the financial challenges of raising children. By understanding the eligibility criteria, knowing how to apply, and keeping your information updated, you can ensure that your family receives the full benefit amount.
Whether you’re applying for the CCB for the first time or ensuring you continue to receive it, this benefit is a valuable tool in managing the costs of raising children in Canada.
FAQs
When will the April 2025 payment be made?
The April 2025 payment will be made on April 17, 2025.
How much can I receive for my child under six?
Families can receive up to $7,787 annually or $648.91/month for each child under six.
How do I apply for the CCB?
You can apply by registering your child at birth, through CRA My Account, or by submitting Form RC66 via mail.
Are there other benefits available?
Yes, you may be eligible for additional support like the Child Disability Benefit (CDB) or provincial family benefits.