Raising a family can be both rewarding and financially demanding. To assist with the costs of raising children, the Australian government provides the Family Tax Benefit (FTB), a two-part payment designed to ease financial pressures.
In 2025, eligible families may be entitled to receive as much as $6,442.25 annually through the FTB. This comprehensive guide will walk you through the eligibility criteria, payment options, application process, and important dates related to the Family Tax Benefit.
What is the Family Tax Benefit?
The Family Tax Benefit (FTB) is a financial assistance program offered by the Australian government to help families manage the costs associated with raising children.
Depending on your situation, you can receive up to $6,442.25 annually through FTB Part A, with additional support available through FTB Part B.
Whether you’re a single parent, a low-income family, or raising children part-time, the FTB is tailored to provide the support you need.
Key Details at a Glance
| Aspect | Details |
|---|---|
| FTB Part A | Financial support for childcare costs, varying by age and income |
| FTB Part B | Assistance for single parents and single-income families, based on the youngest child’s age |
| Maximum Annual Payment | Up to $6,442.25 per child under FTB Part A |
| Income Thresholds | Payments decrease as family income exceeds $65,189 annually |
| Residency Requirements | Both claimant and child must meet Australian residency criteria |
| Application Process | Apply via myGov or visit a Services Australia office |
| Payment Dates | Fortnightly payments or a lump sum after the end of the financial year |
For more details, you can visit the Services Australia website.
Understanding FTB Part A: Financial Assistance for Raising Children
FTB Part A is designed to help families cover the everyday costs associated with raising children. The amount you receive depends on your family’s income and the age of your children.
Payment Rates for 2025
- Children aged 0-12 years: Up to $222.04 per fortnight
- Children aged 13-15 years: Up to $288.82 per fortnight
- Children aged 16-19 years (if studying): Up to $288.82 per fortnight
Additional Annual Supplement
Families may qualify for an additional FTB Part A supplement of up to $916.15 per child, paid after the financial year once income has been confirmed.
Income Thresholds
To receive the full benefit under FTB Part A, your family’s income must not exceed $65,189 annually. If you earn more than this, your payment will be gradually reduced.
Exploring FTB Part B: Extra Support for Single-Parent and Single-Income Families
FTB Part B is aimed at providing additional financial support to single-parent families or families with one primary income earner. The amount you receive depends on the age of your youngest child.
Payment Rates for 2025
- Youngest child under 5 years: Up to $4,923.85 annually
- Youngest child aged 5-13 years: Up to $3,434.65 annually
Annual Supplement
Eligible families may also be entitled to an FTB Part B supplement of up to $448.95 per family, paid after the end of the financial year once income is confirmed.
Income Limits
To qualify for FTB Part B:
- The primary earner’s income must be $117,194 or less annually.
- The secondary earner’s income can impact the payment, with reductions starting when their income exceeds $6,789 annually.
Eligibility for the Family Tax Benefit
To qualify for FTB Parts A and B, you must:
- Have a dependent child or a full-time secondary student aged 16 to 19 who is not receiving Youth Allowance or similar payments.
- Care for the child at least 35% of the time.
- Meet Australian residency criteria.
Application Process for the Family Tax Benefit
Applying for the Family Tax Benefit is simple and can be done in two ways:
Online Application
- The most efficient way is through your myGov account linked to Centrelink.
In-Person Application
- Alternatively, you can visit a local Services Australia office for assistance.
Before applying, make sure you have the following documents:
- Proof of identity (passport, driver’s license, etc.)
- Tax File Number (TFN)
- Children’s birth certificates or school enrollment records
Payment Dates and Balancing
The Family Tax Benefit payments can be received either:
- Fortnightly: Regular payments throughout the year.
- Lump Sum: After the financial year ends, upon lodging your tax return and confirming your income.
The Australian financial year runs from July 1 to June 30. After the year ends, Services Australia will review your payments to ensure that you received the correct amount, typically after your tax return is lodged.
Additional Benefits for Families
Families receiving the Family Tax Benefit may also be eligible for additional assistance:
Rent Assistance
If you’re renting privately and receiving FTB Part A, you may qualify for Rent Assistance, which helps cover rental costs.
Health Care Card
Families receiving the maximum rate of FTB Part A are typically eligible for a Health Care Card, which grants access to reduced-cost prescription medicines and other health-related concessions.
Immunization and Health Check Requirements
To remain eligible for FTB Part A, your children must meet immunization requirements. In some states, a health check is also required when your child turns four.
The Family Tax Benefit offers valuable financial assistance for Australian families, providing much-needed support to help cover the costs of raising children.
By understanding the eligibility requirements, payment structures, and application processes, you can ensure you’re receiving the maximum benefit available.
Whether through FTB Part A or FTB Part B, these benefits are designed to ease the financial burden of raising a family, making it easier to focus on what truly matters.
FAQs
How much can I receive through FTB Part A in 2025?
You can receive up to $6,442.25 annually per child under FTB Part A.
How can I apply for the Family Tax Benefit?
You can apply online through myGov or visit a Services Australia office in person.
What is the income threshold for FTB Part A?
The full payment for FTB Part A is available if your family’s income is below $65,189 per year. Above this threshold, your payment will decrease.
Can I receive FTB Part B if I’m a single parent?
Yes, FTB Part B provides additional support for single-parent families or those with one main income earner.