In 2025, the Canadian government is providing an additional GST & HST payment to offer much-needed financial relief to low- and middle-income households.
As part of the initiative to ease the burden of rising living costs, the Canada Revenue Agency (CRA) will be issuing the extra payments to eligible individuals and families.
This extra GST/HST payment is designed to help Canadians reduce the impact of sales tax on their purchases.
The article explains the eligibility criteria, the amounts you could receive, and the important dates when the extra payments will be distributed.
What is the GST/HST Credit?
The GST/HST credit is a financial assistance program designed to help lower-income Canadians offset the impact of sales tax (GST and HST) on their everyday purchases.
This tax-free payment is issued quarterly and is automatically calculated based on your most recent tax return, with no additional application necessary.
In 2025, the Canadian government has decided to issue an additional payment to further help households deal with inflation and higher living expenses. Below are the key details about the additional GST/HST credit for 2025.
Eligibility for the Extra GST/HST Payment
To qualify for the extra GST/HST payment in 2025, applicants must meet the following criteria:
| Eligibility Criteria | Details |
|---|---|
| Residency Requirement | Must be a Canadian resident for tax purposes |
| Age Requirement | Must be at least 19 years old before the payment date |
| Income Limits | Must meet the income threshold based on the 2024 tax return |
| Tax Filing Requirement | Must file a 2024 income tax return by April 30, 2025, even if no income is reported |
If you are under 19, you may still qualify if:
- You are legally married or in a common-law partnership.
- You are a parent living with your child.
GST/HST Payment Amounts for 2025
The GST/HST payment varies depending on your household size, income, and marital status. Below are the maximum amounts available for the July 2024 – June 2025 period:
| Household Type | Maximum Annual Benefit |
|---|---|
| Single Individual | Up to $519 |
| Married/Common-Law Couple | Up to $680 |
| Each Child Under 19 | Up to $179 per child |
Income Phase-Out Limits for Partial Benefits
As household income increases, the amount of GST/HST credit decreases. Below are the income limits for partial benefits:
| Household Type | Maximum Income for Partial Benefit |
|---|---|
| Single (No Children) | $52,255 |
| Married/Common-Law (No Children) | $55,295 |
| Married/Common-Law (One Child) | $58,295 |
| Married/Common-Law (Two Children) | $61,295 |
Payment Schedule for 2025 GST/HST Credit
The extra GST/HST credit will be distributed on the following dates:
| Month | Payment Date |
|---|---|
| January 2025 | January 3, 2025 |
| April 2025 | April 4, 2025 |
| July 2025 | July 4, 2025 |
| October 2025 | October 3, 2025 |
If a payment date falls on a weekend or holiday, the CRA will issue the deposit on the last business day before the scheduled date.
How to Ensure You Receive Your Extra GST/HST Payment
To avoid missing or delaying your Goods and Services Tax/HST payment, follow these steps:
1. File Your Tax Return on Time
Ensure that you file your 2024 tax return by April 30, 2025, even if you did not earn any income.
2. Update Your Personal Information
Make sure the CRA has your current address, marital status, and banking details to prevent delays.
3. Sign Up for Direct Deposit
For faster, secure payments, register for direct deposit through your CRA My Account.
Examples of GST/HST Credit Payments
Example 1: Single Individual
- Profile: Alex, a single person earning $35,000 per year.
- Base Credit: $519
- Quarterly Payment: $129.75
Since Alex’s income is below the phase-out threshold, he qualifies for the full benefit amount.
Example 2: Married Couple with Two Children
- Profile: Sarah and Ben, married with two children and a combined income of $48,000.
- Base Credit for Couple: $680
- Children’s Credit: $179 x 2 = $358
- Total Annual Credit: $680 + $358 = $1,038
- Quarterly Payment: $259.50
The extra Goods and Services Tax/HST credit in 2025 is a significant financial relief for eligible Canadians. By understanding the eligibility criteria and following the necessary steps to ensure timely payment, you can take full advantage of this tax-free benefit.
The CRA’s direct deposit system and quarterly payment structure make receiving your credit more convenient than ever.
FAQs
How can I ensure I get my GST/HST payment?
Ensure that you file your 2024 tax return by April 30, 2025, and provide up-to-date information to the CRA.
When will I receive the extra GST/HST payment?
Payments will be issued on January 3, April 4, July 4, and October 3, 2025.
Am I eligible if I’m under 19?
You may still qualify if you are legally married, in a common-law partnership, or are a parent living with a child.
This says an EXTRA payment but there is still only 4 quarterly payments being shown for 2025 payment schedual so where is this supposed “EXTRA PAYMENT”…??? Because the numbers I’m seeing are less then what I have gotten in the past quarterly… so i also ask where is this supposed %2.7 increase in the payments they are claiming they’re giving to help offset their horrible missmanagement of our tax dollars for Canada…?